Sometimes we can be affected by damage in which water plays a leading role. However, what is the difference between a flood or water damage? It is important to understand the difference between water damage and flood damage as they are often confused. Water damage refers to problems caused by water that has been accidentally released into the home, such as a burst pipe or an overflowing washing machine.
On the other hand, flood damage refers to the destruction caused by water coming from external sources, such as overflowing rivers, high tides or heavy rain that result in water accumulation on the exterior of the property and eventually entering the property. home.
For example, in a flood, the water generally comes as a consequence of a natural phenomenon or a general situation within the insured locality and where at least one or more properties surrounding the insured property are affected.
In the case of water damage, it may be an event that affects only the insured property, so it is taken into consideration.